Privacy Policy
Last Updated: February 2026
1. Data We Collect
SmartBudg collects only the minimum data necessary to provide our service. We store: your email address, your selected country, the AI-generated analysis result, and your payment status. We do not store any uploaded financial documents.
2. File Processing
Uploaded CSV and PDF files are processed entirely in real-time memory on our servers. Files are immediately discarded after the AI analysis is complete. We never persist uploaded documents to disk, databases, or any other storage system.
3. AI Processing (OpenAI)
Your spending data is sent to OpenAI GPT-4o to generate savings recommendations. OpenAI processes this data according to their own privacy policy. We recommend reviewing OpenAI's Privacy Policy for more information.
4. Payments (Stripe)
All payments are processed securely through Stripe. SmartBudg does not store your credit card information. Please review Stripe's Privacy Policy for details on payment data handling.
5. Email Delivery (Resend)
We use Resend to deliver your analysis report by email. Your email address is shared with Resend solely for the purpose of delivering the report.
6. Cookies
SmartBudg uses only essential cookies necessary for the service to function, including language preference storage. We do not use tracking or advertising cookies.
7. Data Controller
SmartBudg is operated by Weboratory Capital SRL, headquartered in Otopeni, Romania, VAT: RO43276159. We process personal data in accordance with Regulation (EU) 2016/679 (GDPR).
8. Your GDPR Rights
Under the General Data Protection Regulation (GDPR), you have the right to:
- Access your personal data
- Rectification of inaccurate data
- Erasure of your data ("right to be forgotten")
- Restriction of processing
- Data portability
- Object to processing based on legitimate interests
- Withdraw consent at any time
To exercise any of these rights, contact us at privacy@smartbudg.com. We respond within 30 calendar days.
You also have the right to lodge a complaint with the Romanian supervisory authority: ANSPDCP (Autoritatea Națională de Supraveghere a Prelucrării Datelor cu Caracter Personal), B-dul G-ral. Gheorghe Magheru 28-30, Sector 1, 010336 București, anspdcp@dataprotection.ro, www.dataprotection.ro.
9. Contact
For any privacy-related inquiries, please contact us at privacy@smartbudg.com.